Colette L. Koester

Joe has committed himself to educating people on the Infinite Banking concept... because he is a caring person and knows whoever utilizes it will change their future to one of guaranteed growth of funds, and in a tax favored environment. Joe is an awesome teacher, patient and dedicated to your understanding and progress. He is without a doubt in my top tier of mentors and educators.

Colette L. Koester
CEO, Asset Advance Financial LLC
Charlotte, NC